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Using Medicaid to pay for senior living

Brought to you by Gengee Ramirez, Prestige Senior Living Huntington Terrace - Assisted Living INSIDER -

PRESTIGE HUNTINGTON TERRACE - Gengee RamirezIt's no secret that senior living can be a major expense. Thankfully, two government programs offer a safety net to seniors. Read on for more information on Medicare and Medicaid.

Medicare

Medicare is a national health insurance program available to all Americans when they turn 65.

Similar to private health insurance, Medicare is great for reducing or eliminating the cost of certain prescription medications, doctor appointments and hospitalizations. After hospitalization, Medicare will usually pay for a skilled nurse or caregiver to visit you at home, but only during a set period of recovery.

Unfortunately, Medicare is intended only for short-term care, and generally does not pay for extended periods of treatment, including long stays at independent, assisted living or memory care senior communities.

Medicaid

Unlike Medicare, Medicaid can and regularly does pay for long-term senior living care, though certain requirements apply. In general, Medicaid recipients must show that they are low income, facing medical expenses that exceed their income or that they have already spent the majority of their savings on health care costs.

At this point, Medicaid benefits can pay for long-term "nursing home" care, as well as alternatives like in-home care or assisted living.

Prestige Senior Living - Huntington Terrace is committed to making senior living affordable for all. For more help, give one of our Prestige team members a call—they can help you navigate the system and determine your eligibility.

Prestige Senior Living - Huntington Terrace

1410 NE Cleveland Ave.,

Gresham, OR 97030

503-465-1404

www.prestigecare.com/assisted.php?id=102